Finance comparison
Two of the best finance tools, compared side-by-side. Here’s how each one stacks up.
Banking built for startups.
🎯 Why it’s useful
Standard for YC-style startups. Better UX than legacy banks, with API access for engineering teams.
💜 Why we like it
The Treasury product safely yields 4-5% on idle cash without you doing anything. Free money for a startup.
Accounting for global businesses.
🎯 Why it’s useful
For non-US founders, Xero is usually the better choice. Multi-currency handling is a first-class feature.
💜 Why we like it
The "Hubdoc" auto-extraction of receipts/invoices is the cleanest implementation of OCR-to-bookkeeping we've used.
| Mercury | Xero | |
|---|---|---|
| Pricing | Free | Paid |
| Category | Finance | Finance |
| Editor’s Pick | ★ Yes | — |
| Tagline | Banking built for startups. | Accounting for global businesses. |
| Website | mercury.com ↗ | xero.com ↗ |
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