Bewary answers one question: is this a scam? Send it a text, a link, a phone number, a QR code or a screenshot, or photograph the situation in front of you, and it replies scam, suspicious or safe with one plain reason and what to do next. On iPhone it also files scam texts into junk automatically and labels reported scam calls. It checks whether an email or phone number has appeared in a breach, and if money has already gone it gives an ordered recovery plan.